Your name and the property we're looking at — we'll pull in your home value, balance, rate, and taxes.
No PMI (LTV ≤ 80%)
P&I PAYMENT
$2,042.50
Total PITI: $2,042.50
REMAINING TERM
25.6 yrs (307 mo)
CURRENT BALANCE
$328,011
P&I = principal & interest only. PITI = principal, interest, taxes & insurance (the full housing payment).
Keep the ones you'd like to roll into your new loan checked — uncheck any you'd rather keep on their own.
Est. rate: ~18.0% · example (edit or replace)
Est. rate: ~20.0% · example (edit or replace)
Est. rate: ~18.0% · example (edit or replace)
Estimated rates based on common credit card minimum payment formulas (1% of balance + monthly interest). Actual APR may vary by issuer — check your statement for exact rates.
Refinance Type
What's your goal?
Pick one so we can tailor the recommendation.
✓ All scenarios within 95% LTV (rate & term, Conventional). Max allowable: $522,500.
Sample Conventional rates & points — for illustration only, not a quote or rate lock. The rate/cost tradeoffs below are typical examples. Your actual rate, points, and terms are set when a loan officer prices your full file. Edit any field to model a different scenario.
Higher points, better rate
Balanced rate and points
Fewer points, lower upfront cost